Corporate & Insolvency Law
Available across Bengaluru
I help you defend against insolvency cases, protect your assets, negotiate with creditors, and guide you through business restructuring or fresh start options under IBC.
Pricing Guide
Strategic Case Audit & Written Legal Roadmap
Core Consultation
- 60-Minute Deep Dive: Dedicated physical or virtual meeting with a Senior Associate or Partner to assess case viability.
- Document Review: Detailed analysis of up to 5 key documents (e.g., Loan Sanction Letter, Demand Notice, NPA classification, or NCLT petition).
- Legal Opinion Note: A formal written email or summary outlining your legal standing, risk percentage (0-100%), and recommended course of action.
Risk & Strategy Assessment
- Liability Check: Clarity on personal guarantor risks (Directors' personal assets vs. Corporate liability).
- Timeline Estimation: Realistic projection of case duration if taken to NCLT or DRT.
- Cost-Benefit Analysis: Estimated budget required for full litigation compared to potential settlement savings.
Legal Shield Notice Reply & Counter-Strategy
Drafting & Research
- Facts Analysis: Detailed collation of events and proofs to build a strong narrative defense.
- Citation Research: Inclusion of relevant Supreme Court and NCLT judgments to weaken the sender's claim.
- Speaking Reply Drafting: Creating a detailed, aggressive legal response (8-15 pages) that counters every allegation point-by-point rather than a generic denial.
Execution & Follow-up
- Multi-Channel Dispatch: Sending via RPAD, Speed Post, and Email to ensure legal validity.
- One Negotiation Round: A telephonic intervention by the firm's lawyer with the opposing party or bank officer to explore settlement.
- Pre-Litigation Buffer: Strategy to delay or stay potential immediate actions like possession or insolvency triggers.
NCLT / DRT Litigation Defense (Filing to Admission)
Pleading & Documentation
- Petition & Objection Drafting: Extensive drafting of the main Application (Section 7/9/10 IBC) or Defense Objections (Reply to NCLT petition).
- Vakalatnama & Affidavits: Preparation and notarization of legal authorization documents.
- Evidence Compilation: Organizing financial records and timelines into legal formats acceptable by the Tribunal.
Court Representation
- Senior Counsel Appearance: Representation by an experienced advocate for critical Admission arguments.
- Stay Applications: Filing of urgent interlocutory applications (IA) to seek a stay on asset seizure or board suspension.
- Registry Management: Handling all court registry defects and listing issues.
- Coverage: Includes representation for up to 4 effective hearings (Filing through Admission).
About Corporate & Insolvency Law
I know the stress that hits when you get a legal notice about insolvency or a business dispute. I've been there with clients at midnight, trying to figure out if their house or savings are at risk. My job is to help you see the law not just as a threat, but as your best chance at a fresh start.
What I Do
- Guide business owners, directors, and founders on how to legally fight back against NCLT insolvency petition defense.
- Explain the real risks to your personal assets - family cars, joint accounts - if you’ve given a personal guarantee. Don't just assume you’re safe.
- Hammer out deals with creditors to stop harassment, and sometimes cut the pressure down to size.
- Walk you through the CIRP process guidance if restructuring your business is the best move.
- Show individuals and small firms how Section 94 IBC fresh start can legally pause recovery actions and wipe the slate clean.
- Help creditors recover dues under IBC, not just wait endlessly for payment.
- For homebuyers stuck in half-built flats, push for solutions using the latest IBC provisions.
How I Work
You get straightforward answers, minus legal jargon. I won’t promise miracles, but I have seen clients save homes, restart businesses, and even come out stronger. It’s not always easy, but with the right plan, there’s hope.
If you’re feeling stuck, you’re not alone. Let’s talk about what’s possible.
Meet your Expert
Ramniwas Surajmal
My Story
At Ramniwas Surajmal, we see folks at two stages - before signing anything, or when things have already gone sideways. Started this firm 'cause law should be your shield, not a stick to beat you with. Missed emails wreck businesses, silence lets abuse fester. We care about real people - the entrepreneur hit with IBC pressure, the woman needing domestic violence legal support, the homebuyer duped by builders. We stand up with you, not just in court, but every step, making sure your voice is heard.
My Work
All-round legal services - We handle Arbitration, Banking & DRT, Corporate, Criminal, RERA & Consumer, Family, NCLT & IBC, Civil Law.
IBC and DRT help for businesses - If IBC pressure or DRT notice comes, we turn your financial mess into legal clarity, so you fight back.
Family law support - Divorce, custody, domestic violence - we stand up for you, because law brings balance when emotions run high.
Property & RERA agreements - Buying property? We spot red flags in RERA agreement review and title deeds, saving you future headaches.
Legal notice drafting - Legal notice mila hai? Don't reply emotionally. We draft strong, timely responses to protect your rights.