Specialized Financial Advisory
Available across Pune
We create custom financial plans for individuals, families, and NRIs using data-driven advice and integrated tax strategies, not generic templates.
Pricing Guide
Single Goal Blueprint (Retirement / Education)
Core Planning
- Single Goal Definition: Deep dive into one specific objective (e.g., Retire at 55 or Child's Education in 2035).
- Corpus Calculation: Mathematical derivation of the exact amount needed, adjusted for inflation and lifestyle upgrades.
- Existing Asset Mapping: Tagging existing investments to this goal to identify shortfalls.
- Risk Profile: Psychometric test to determine if you are a Conservative, Moderate, or Aggressive investor.
Investment Strategy
- Asset Allocation: Percentage split between Equity, Debt, Gold, and Hybrid instruments tailored to the timeline.
- Product Selection: Specific recommendations of Mutual Funds or other instruments (Unbiased selection).
- SIP Roadmap: Exact monthly investment figure required to hit the target.
Delivery
- Planner Interaction: 1 detailed video/in-person consultation (45-60 Mins) with a Certified Financial Planner.
- Report: A digital Investment Policy Statement (PDF) for the specific goal.
- Review: One-time tweak or adjustment within 30 days of plan delivery.
Comprehensive 360 Financial Roadmap
Financial Diagnostics
- 360 Health Check: Complete audit of assets (Real Estate, Gold, Equity) vs Liabilities (Home Loans, Credit Cards).
- Cashflow Analysis: Detailed review of income vs expenses to identify investible surplus and money leaks.
- Net Worth Statement: Creation of a consolidated personal balance sheet.
Integrated Planning
- Multi-Goal Strategy: Plans for handling conflicting goals simultaneously (e.g., buying a car while saving for retirement).
- Insurance Audit: Review of existing Life and Health policies with "Keep, Surrender, or Top-up" advice.
- Tax Efficiency: Investment planning (ELSS, PPF, NPS) to maximize Section 80C benefits and advice on Tax Harvesting.
- Emergency Fund: Calculation and parking strategy for 6-12 months of contingency funds.
Service Experience
- Dedicated Manager: Access to a dedicated relationship manager or planner.
- Consultations: 2-3 detailed meetings for data gathering, draft discussion, and final presentation.
- Implementation Guide: Step-by-step assistance to execute the advice.
Specialized Advisory (NRI / Doctor / Special Needs)
Complex Scenario Tracks (Select One)
- For NRIs: Global wealth consolidation, DTAA analysis, repatriation planning (NRE/NRO/FCNR), and Indian investment compliance.
- For Doctors/Entrepreneurs: Separation of business assets from personal wealth, management of irregular cash flows, and liability protection.
- For Special Needs Families: Estimation of two-generation corpus requirements and guidance on Private Family Trusts structure.
Advanced Structuring
- Estate Planning Level 1: Will drafting assistance and nomination audit to ensure smooth transmission of assets.
- Real Estate Review: Yield calculation of rental properties and "Hold vs Sell" analysis for illiquid assets.
- Debt Restructuring: Strategies to optimize interest outflow for high capital loans.
Premium Service
- Senior Expertise: Direct involvement of Senior Partners or domain experts.
- External Coordination: Willingness to coordinate with your CA or Lawyer for tax filing or trust deed registration.
- Extended Review: Quarterly check-ins for the first year to ensure the complex structure is settling in.
About Specialized Financial Advisory
Why I Do What I Do
At Right Horizons Wealth, I’m not about cookie-cutter advice. What works for your neighbour probably won’t work for you. I focus on building financial plans that fit your life, not just your numbers. Random investments and “chalo, let’s try this” don’t make sense to me - I want every rupee you put in to actually work for you.
Who I Help
- Retirement Planning: Whether you’re starting early or feeling you’re late to the party, I help you figure out your retirement corpus calculation and create a roadmap that matches your lifestyle goals. I break down how much you’ll need and show you tax-efficient investment strategies, like SWPs and zero-tax investments, so your savings last.
- Special Needs Planning: For families with special needs children, I know it’s not just about today. I guide you through financial planning for special needs children, including government schemes, choosing insurance, and how to set up trusts and guardianship.
- Professionals & Entrepreneurs: Doctors, working women, and business owners deal with unique money challenges. I offer advice on separating personal and business finances, building independence, and what to do after selling your business.
- NRIs: Navigating global markets is tricky. My NRI wealth management solutions cover investing through platforms like GIFT City and handling cross-border rules.
- Family Office Services: For families thinking long-term, I help with estate and succession planning, multi-generational investments, and building formal policies to keep family wealth aligned with values.
My Style
I keep things disciplined - lots of data, less guesswork. Tax planning is not an afterthought for me, it’s baked in. I want your portfolio to stand strong even when markets go up and down. If you want to start, I offer a no-obligation review to show you where you stand and what’s possible.
Meet your Expert
Right Horizons Wealth
13 connects in last 3 months
My Story
We’re Right Horizons, not your typical finance folks. We started out tired of seeing people stressed out by random market advice, so we built this place to actually listen and guide. Our team’s a mix of money nerds and real people—think expert webinars, but also chai breaks and potluck lunches. For us, it’s about sharing—ideas, wins, and honest plans—so your dreams and your money finally get on the same page.
My Work
All-in-one financial services - We cover personalized investment advisory, NRI wealth management, retirement and tax planning, strategic ESOP guidance, and PMS.
Plans made for you - No cookie-cutter stuff. We get your goals and build a plan that actually fits your life, not just your numbers.
Expert advice, always - Our team shares weekly bulletins, webinars, and one-on-ones—helping you handle market swings without panic.
Full-picture money help - From budgeting and debt to growing and protecting your wealth, we’re with you for every step, not just the fancy investment bits.