Personal Financial Planning
Available across Bengaluru
We help you build a step-by-step financial plan with custom asset allocation, goal tracking, SIPs, debt management, and emergency fund strategies, so your money works for your real-life needs.
Pricing Guide
Essentials Plan for Young Professionals
Core Deliverables
- Financial Health Check-Up: Audit of current cash flows and savings rate aimed at the 50-30-20 rule.
- Risk Profile Assessment: Psychometric testing to determine if you are a conservative, moderate, or aggressive investor.
- Goal-Based Roadmap: Strategy for 1-2 primary short-term goals like building an emergency fund or travel savings.
- Debt Destruction Plan: Structured repayment schedule for high-interest liabilities using the proprietary 70-30 rule.
Portfolio & Execution
- Mutual Fund Selection: Specific recommendations of 3-5 schemes (Flexi-cap, Multi-asset) tailored to your risk profile.
- SIP Calendar: A disciplined monthly investment schedule advice starting from sums as low as INR 5,000/month.
- Asset Allocation Mix: Guidance on balancing Equity vs. Debt exposure based on your age.
Service Experience
- Expert Consultation: One 60-minute session with a certified wealth manager.
- Implementation Support: Assistance in setting up accounts and executing the first set of transactions.
Comprehensive Family Wealth Plan
Strategic Planning
- Life-Goal Mapping: Calculation of future corpus requirements for events like education and retirement, adjusted for 7-8% lifestyle inflation.
- Retirement Readiness Report: Analysis of current vs required corpus with a step-by-step bridge plan to cover deficits.
- Risk Management Audit: Review of existing Life and Health policies to identify gaps and recommend Term Plans or Top-ups.
Portfolio Construction
- Holistic Asset Allocation: Diversified portfolio design across Equity, Debt, Gold, and Real Estate exposure recommendations.
- Portfolio De-cluttering: Review of legacy investments (old policies, existing funds) with specific advice to Hold, Sell, or Switch.
- Tax Optimization: Structuring investments to maximize efficiency, utilizing exemptions and withdrawal strategies like SWP.
Advisory & Deliverables
- Behavioral Coaching: Guidance on managing investor biases and decisions during market volatility.
- Detailed Blueprint Report: A comprehensive 30-40 page PDF document outlining the full financial strategy.
- Plan Presentation: Two detailed sessions (90 mins each) with a Senior Wealth Manager to walk through the plan and scenarios.
About Personal Financial Planning
Why I Do This
I’ve seen too many people stressed about money, making random investment choices, and not really sure if they’re on track. My job is to help you move from financial confusion to having a clear, practical plan so your money actually works for you.
How I Plan With You
- I start by understanding where you stand and what matters most to you - your goals, your worries, and your future dreams.
- Together, we make a real plan. Not just a bunch of investment tips. Think of it like a map with milestones for things like buying your first home, your kids’ education, or that dream retirement.
- My approach is all about goal based wealth management. I break down what each goal could actually cost in the future (inflation hurts, yaar) and then show you how to reach them step by step.
What I Cover
- Custom asset allocation for families and individuals, not just a one-size-fits-all model.
- Systematic Investment Plan advice (SIPs) to help you grow wealth with discipline, even if you’re starting small.
- Simple ways to manage high-interest debt without feeling stuck - sometimes, yes, paying off loans and investing at the same time.
- Emergency fund planning so you’re never caught off guard by life’s surprises.
Who I Work With
I work with young professionals, couples, doctors, women building independence, and anyone planning for a secure future. If you want to get serious about your money, I’m here for you.
Peace of mind is the real goal. Let’s build it together.
Meet your Expert
Right Horizons Wealth
13 connects in last 3 months
My Story
We’re Right Horizons, not your typical finance folks. We started out tired of seeing people stressed out by random market advice, so we built this place to actually listen and guide. Our team’s a mix of money nerds and real people—think expert webinars, but also chai breaks and potluck lunches. For us, it’s about sharing—ideas, wins, and honest plans—so your dreams and your money finally get on the same page.
My Work
All-in-one financial services - We cover personalized investment advisory, NRI wealth management, retirement and tax planning, strategic ESOP guidance, and PMS.
Plans made for you - No cookie-cutter stuff. We get your goals and build a plan that actually fits your life, not just your numbers.
Expert advice, always - Our team shares weekly bulletins, webinars, and one-on-ones—helping you handle market swings without panic.
Full-picture money help - From budgeting and debt to growing and protecting your wealth, we’re with you for every step, not just the fancy investment bits.
