Ramniwas Surajmal

About

I know the stress that hits when you get a legal notice about insolvency or a business dispute. I've been there with clients at midnight, trying to figure out if their house or savings are at risk. My job is to help you see the law not just as a threat, but as your best chance at a fresh start.

What I Do

• Guide business owners, directors, and founders on how to legally fight back against NCLT insolvency petition defense.
• Explain the real risks to your personal assets - family cars, joint accounts - if you’ve given a personal guarantee. Don't just assume you’re safe.
• Hammer out deals with creditors to stop harassment, and sometimes cut the pressure down to size.
• Walk you through the CIRP process guidance if restructuring your business is the best move.
• Show individuals and small firms how Section 94 IBC fresh start can legally pause recovery actions and wipe the slate clean.
• Help creditors recover dues under IBC, not just wait endlessly for payment.
• For homebuyers stuck in half-built flats, push for solutions using the latest IBC provisions.

How I Work

You get straightforward answers, minus legal jargon. I won’t promise miracles, but I have seen clients save homes, restart businesses, and even come out stronger. It’s not always easy, but with the right plan, there’s hope.

If you’re feeling stuck, you’re not alone. Let’s talk about what’s possible.